Merchant Surcharge Program

Offsetting credit card processing expenses has never been easier.

With the Merchant Surcharge Program, merchants can add a fixed 3.5% fee to their consumers’ credit card transactions at checkout to help cover their processing costs.

Available for: Eligible Visa, Mastercard, Discover, and American Express Opt Blue card-present + card-not-present transactions.

Offset Credit Card Processing Fees Like a Pro

Simple Pricing:

Merchants’ flat discount rate for credit card transactions corresponds to their surcharge rate.


A Helping Hand:

The Merchant Surcharge Program provides a seamless user experience, while following card brand guidelines.


Seamless Integration:

Once enabled for surcharging, merchants can use any of the following Clover devices:
Clover Mini, Clover Mini 2 LTE & WiFi, Clover Flex, Clover Flex 2nd Gen, Clover Station 2, Clover Station Pro

Get paid easily and run your business better with Clover®:

  • Invoicing – Email invoices and let customers pay you online using any major credit or debit card.
  • Clover Virtual Terminal – Take payments by phone by securely keying customer card information into a web browser.
  • Clover Go – Pair your mobile device with the Clover Go app to take payments. The optional reader allows card insert, swipe or tap.
  • Customer Management – Keep customers happy and coming back with promotions and a loyalty program.
  • Clover Dashboard – Track sales, access reports and manage your business from anywhere.